Home Loans

Jumbo Mortgage

A jumbo mortgage is one that is higher than the conforming amount and usually up to a maximum of $2 million.

Super Jumbo Mortgage

A super jumbo mortgage is typically greater than $2 million and only a select number of lenders offer these.

 

Bank Statement Loan

Offered to self-employed borrowers and can include very high loan amounts. With these loans, you qualify using the average monthly bank deposits rather than supplying tax returns.

Non-QM Mortgage

A non-QM (non-qualified mortgage) is one that is offered by subprime lenders who also may offer loan amounts large enough to finance a luxury home.